Modeling Mortgages

Overview


Mortgage Ratios


As is common in financial analytics, a set of ratios can be constructed from a mortgage to give a clearer idea of the mortgages value.

  • Loan to Value - The size of the loan divided by the value of the underlying property.
  • Payment to Income - is the ratio of the monthly loan payments divided by the income of the borrower.

Modeling Mortgage


Contents