Fixed Income Risk
Overview
Fixed income instruments (with the possible exception of short term government debt) are subject to risk in the same way that
other financial instruments are. However, fixed income is generally a more complex than most other types of financial risks.
Fixed Income Risk Types
- Fixed Income Market Risk:
Random fluctuations in the rate curve create fluctuations and therefore risk in the value of fixed income instruments.
- Credit Risk: represents the possibility that an obligor will
default on their payment obligations.
- Optionality
- some fixed income instruments have embedded options that change the risk profile
Simulating Fixed Income Instruments
Simulating Fixed Income Instruments:
describes a generic process for simulating the risk in a portfolio of fixed income assets and calculating the
resulting statistics.